Free financial calculators
Plain, honest math for the questions Canadians actually ask — fees, RRSP vs TFSA, education savings, retirement, and insurance. No sign-up, nothing saved. Analysis and education only, not investment advice.
ETF vs Mutual Fund Fee Calculator
See exactly how much a high-MER mutual fund costs versus a low-cost ETF over time.
RRSP vs TFSA Calculator
Same after-tax dollars in each account — find out which one actually leaves you richer.
RESP & CESG Grant Calculator
Project an RESP to age 18 and see how much free government grant money you collect.
Retirement Income Gap Calculator
Add up CPP, OAS and pensions, then see the monthly gap your savings must fill.
Cost of Waiting to Invest Calculator
See what delaying your investing by a few years really costs at retirement.
Life Insurance Needs Calculator
Use the DIME method to estimate how much life insurance coverage your family needs.